The following resources are for people impacted and affected by coronavirus.
EDD and Unemployment
Info: If you are furloughed or lost your job due to covid-19, you can apply for unemployment.
Pro Tip: Also, if you have applied for unemployment and have not received it, call unemployment and request the Spanish customer service line. The Spanish customer line has a shorter wait and the person on the other end is bilingual.
Link: https://edd.ca.gov/Unemployment/Filing_a_Claim.htm
Disability Insurance
Info: Individuals who are unable to work due to having or being exposed to COVID-19 (certified by a medical professional) can file a Disability Insurance (DI) claim.
Disability Insurance provides short-term benefit payments to eligible workers who have full or partial loss of wages due to a non-work-related illness, injury, or pregnancy. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50 – $1,300 a week.
Paid Family Leave (PFL) Claim
Info: Californians who are unable to work because they are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional) can file a Paid Family Leave (PFL) claim.
Paid Family Leave provides up to six weeks of benefit payments to eligible workers who have a full or partial loss of wages because they need time off work to care for a seriously ill family member or to bond with a new child. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week.
Additional Financial Resources
Paycheck Protection Program for Business Owners and Freelancers
Info: the CARES Act earmarked $10.25 billion dollars for business owners & freelancers. The PPP loans can be forgiven if you meet certain criteria – “if the funds are used for payroll costs, interest on mortgages, rent, and utilities (due to likely high subscription, at least 60% of the forgiven amount must have been used for payroll).”
- PPP loans have an interest rate of 1%.
- Loans issued prior to June 5 have a maturity of 2 years. Loans issued after June 5 have a maturity of 5 years.
- Loan payments will be deferred for six months.
- No collateral or personal guarantees are required.
- Neither the government nor lenders will charge small businesses any fees.
Link: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program
Economic Injury Disaster Loans – Small Business Administration
Info: Small business owners and freelancers can receive a free $1000 grant.
Important note: to receive the grant, you have to check receive advance at the end of the application. You have to fill out an application for a loan; however, you don’t have to accept the loan. You can just accept the grant. Takes about two weeks to receive payment.
Link: https://covid19relief.sba.gov/#/
Families First Coronavirus Response Act
Info: Gives two weeks of paid sick leave at 100% of your normal salary – up to $511 per day – for a total of $5,110. That is just the first of many qualifiers for this program so check with your company’s Human Resources Department before making plans.
Mortgage Relief Options: Steps to Get Relief
A federal law passed on March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act, puts in place protections for homeowners with mortgages that are federally or Government Sponsored Enterprise (GSE) backed or funded (FHA, VA, USDA, Fannie Mae,Freddie Mac).
Link: https://www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/mortgage-relief/
How to Request Forbearance for Mortgage Payments
Artist Resources/Free Money
Link: https://www.freelanceartistresource.com
Cash Assistance for Service Workers & Tip Workers
Link: https://ofwemergencyfund.org/help
Restaurant Worker/Tip Worker Relief
Info: Grants for restaurant workers who have tested positive for COVID-19 or who have been quarantined
Link: https://restaurantscare.org
California Resource/East Side Riders
Info: The East Side Riders provide free breakfast for students in Watts from 8:00 a.m. to 10:00 a.m.
Link: https://www.instagram.com/p/B9r5hGghQhS/
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victor yates 